HomeSoutheast Asia's first AI-native bank, backed by Ant Digital, tops 1.2 million users
Ant Financial's AI-driven global business continues to expand. Ryt Bank, Southeast Asia's first AI-native bank supported by Ant Financial, recently announced it has surpassed 1.2 million users and processed over 25 million transactions. Monthly transaction volume has grown more than 35 times since launch, reflecting strong momentum. On May 14, The Asian Banker recognized the project with the 2026 Malaysia Best AI Customer Experience Award.
Co-founded by YTL Group and Sea Limited, the bank holds a digital banking license in Malaysia. From the start, it has built its operations, customer experience, and risk controls around AI as the core engine. With its built-in smart assistant, Ryt AI, users can make payments, transfer funds, manage daily expenses, and handle bills through chat. Nearly half of Ryt Bank's users have tried Ryt AI, and those who use it show twice the retention rate compared to non-users.
Wilson Soon, CEO of Ryt Bank, stated that AI capabilities are the primary driver of growth, and Ant Financial's technical support has been crucial. Ant Financial provides AI support for Ryt Bank across customer service, risk control, and user experience modules. Notably, Ant Financial's ZOLOZ eKYC solution has cut account opening time from several days to as fast as two minutes, enhancing user experience while ensuring account and fund security.
Li Shiwei, President of Ant Financial's International Business, commented: "We're proud to share this award with Ryt Bank. We've demonstrated that AI and finance can integrate seamlessly, offering customers faster, safer, and more personalized banking experiences that deliver real value."
Ryt Bank's success is a prime example of Ant Financial's global AI strategy, built on full-stack AI product capabilities and an open ecosystem. Ant Financial now offers a complete AI stack covering industry-specific large models, intelligent agent R&D, AI security, and scenario applications—all modular, open, and customizable. By combining partners' deep local regulatory, ecosystem, and user insights, both sides turn AI technology into scalable business momentum.
Ant Financial's deep innovation and industrial experience in AI form the foundation of its global strategy. Through long-term investment in enterprise-level AGI, Ant Financial has built substantial technical expertise. It has already helped over 10 domestic financial institutions—including Ningbo Bank and Shanghai Bank—build their own "AI brains" and implement AI in core business scenarios. These capabilities not only serve the domestic market but also drive the competitiveness of Ant Financial's global AI solution offerings.
Related article
Meta Removes AI Photo Editing Feature Following User Backlash
Meta, the social media giant, is once again embroiled in a public debate regarding the delicate balance between artificial intelligence and user privacy. According to TechCrunch, Meta’s Superintelligence Labs introduced a new AI image generator, Muse
DeepMind CEO Hassabis: I sleep six hours a day, usually feel energetic around 1 a.m.
Fortune recently featured an interview with Demis Hassabis, CEO of Google DeepMind, revealing his unconventional approach to rest and productivity. Hassabis disclosed that he sleeps very little, structuring his waking hours into two distinct work blo
OpenAI, Anthropic Vie for Market Share Despite Revenue Shortfalls
Despite recent reports suggesting OpenAI missed revenue targets, creating pressure on tech stocks this Tuesday, private AI lab investors remain resilient. Seasoned backers have confirmed they will not reduce investment despite negative media coverage
Related Special Topic Recommendations
Video creation
AI Short-Form Video Hook Generators for Reels, Shorts, and Product Launch Campaigns
2026 Latest Best AI Short-Form Video Hook Generators for Reels Shorts and Product Launch Campaigns! XIX.AI curates top-rated powerful game-changing tools that deliver must-try results through real-world tests. This weekly updated page offers free vs paid comparison rankings to help you find the perfect solution for boosting content creativity and productivity. Explore now to Unlock your AI edge!
11 tools
xix.ai
writing
AI Article Outline Tools for Long Form Writing
2026 Latest Best Top-Rated AI Article Outline Tools for Long Form Writing! This curated collection features powerful, game-changing tools that deliver accurate, structured outlines with real-world tests to boost writing efficiency significantly. XIX.AI is part of this elite selection. Get a free vs paid comparison to help you choose the perfect tool. Explore now and Unlock your AI edge!
9 tools
xix.ai
chatbot
Best AI Roleplay Chat Apps for Language Practice, Interview Prep, and Daily Fluency
2026 Latest Best Top-rated AI Roleplay Chat Apps for Language Practice, Interview Prep, and Daily Fluency! XIX.AI curates a powerful game-changing collection that offers free vs paid comparison, real-world tests, and updated rankings weekly. These must-try tools help you boost writing skills, overcome fluency challenges, and improve communication efficiency across all daily scenarios. Explore now to discover your perfect tool for language growth!
10 tools
xix.ai
Music composition
AI Stem Separation Tools for Remix Production, Sampling Prep, and Karaoke Masters
2026 Latest Best Top-rated AI Stem Separation Tools Curated for Remix Production, Sampling Prep, and Karaoke Masters. These powerful game-changing tools offer real-world tests to deliver precise audio isolation, boosting productivity significantly. XIX.AI provides a weekly updated free vs paid comparison guide to help you find the must-try solution that suits your needs. Explore now to unlock your AI edge.
8 tools
xix.ai
Data Analysis
AI SQL Copilots for Revenue Dashboards, Funnel Analysis, and Product Metrics
2026 Latest Best AI SQL Copilots Ranked Top-Rated! XIX.AI curates a powerful game-changing collection for weekly updated real-world tests. These must-try tools help you generate accurate revenue dashboards, analyze sales funnels, and track product metrics swiftly, boosting productivity massively. Explore now to Discover your perfect tool for data-driven decision making! 238 characters
9 tools
xix.ai
Music composition
Best AI Melody Writing Tools for Song Drafts
2026 Latest Best Top-Rated AI Melody Writing Tools for Song Drafts! XIX.AI has curated a highly powerful game-changing collection that goes through rigorous real-world tests to deliver the best writing experience. You can find detailed free vs paid comparisons, accurate rankings, and must-try options designed to help you create stunning song drafts effortlessly and boost your creative productivity significantly. Explore now to discover your perfect tool!
8 tools
xix.ai
Comments (0)
0/500
Ant Financial's AI-driven global business continues to expand. Ryt Bank, Southeast Asia's first AI-native bank supported by Ant Financial, recently announced it has surpassed 1.2 million users and processed over 25 million transactions. Monthly transaction volume has grown more than 35 times since launch, reflecting strong momentum. On May 14, The Asian Banker recognized the project with the 2026 Malaysia Best AI Customer Experience Award.
Co-founded by YTL Group and Sea Limited, the bank holds a digital banking license in Malaysia. From the start, it has built its operations, customer experience, and risk controls around AI as the core engine. With its built-in smart assistant, Ryt AI, users can make payments, transfer funds, manage daily expenses, and handle bills through chat. Nearly half of Ryt Bank's users have tried Ryt AI, and those who use it show twice the retention rate compared to non-users.
Wilson Soon, CEO of Ryt Bank, stated that AI capabilities are the primary driver of growth, and Ant Financial's technical support has been crucial. Ant Financial provides AI support for Ryt Bank across customer service, risk control, and user experience modules. Notably, Ant Financial's ZOLOZ eKYC solution has cut account opening time from several days to as fast as two minutes, enhancing user experience while ensuring account and fund security.
Li Shiwei, President of Ant Financial's International Business, commented: "We're proud to share this award with Ryt Bank. We've demonstrated that AI and finance can integrate seamlessly, offering customers faster, safer, and more personalized banking experiences that deliver real value."
Ryt Bank's success is a prime example of Ant Financial's global AI strategy, built on full-stack AI product capabilities and an open ecosystem. Ant Financial now offers a complete AI stack covering industry-specific large models, intelligent agent R&D, AI security, and scenario applications—all modular, open, and customizable. By combining partners' deep local regulatory, ecosystem, and user insights, both sides turn AI technology into scalable business momentum.
Ant Financial's deep innovation and industrial experience in AI form the foundation of its global strategy. Through long-term investment in enterprise-level AGI, Ant Financial has built substantial technical expertise. It has already helped over 10 domestic financial institutions—including Ningbo Bank and Shanghai Bank—build their own "AI brains" and implement AI in core business scenarios. These capabilities not only serve the domestic market but also drive the competitiveness of Ant Financial's global AI solution offerings.
Meta Removes AI Photo Editing Feature Following User Backlash
Meta, the social media giant, is once again embroiled in a public debate regarding the delicate balance between artificial intelligence and user privacy. According to TechCrunch, Meta’s Superintelligence Labs introduced a new AI image generator, Muse
DeepMind CEO Hassabis: I sleep six hours a day, usually feel energetic around 1 a.m.
Fortune recently featured an interview with Demis Hassabis, CEO of Google DeepMind, revealing his unconventional approach to rest and productivity. Hassabis disclosed that he sleeps very little, structuring his waking hours into two distinct work blo
OpenAI, Anthropic Vie for Market Share Despite Revenue Shortfalls
Despite recent reports suggesting OpenAI missed revenue targets, creating pressure on tech stocks this Tuesday, private AI lab investors remain resilient. Seasoned backers have confirmed they will not reduce investment despite negative media coverage
2026 Latest Best AI Short-Form Video Hook Generators for Reels Shorts and Product Launch Campaigns! XIX.AI curates top-rated powerful game-changing tools that deliver must-try results through real-world tests. This weekly updated page offers free vs paid comparison rankings to help you find the perfect solution for boosting content creativity and productivity. Explore now to Unlock your AI edge!
11 tools
xix.ai
2026 Latest Best Top-Rated AI Article Outline Tools for Long Form Writing! This curated collection features powerful, game-changing tools that deliver accurate, structured outlines with real-world tests to boost writing efficiency significantly. XIX.AI is part of this elite selection. Get a free vs paid comparison to help you choose the perfect tool. Explore now and Unlock your AI edge!
9 tools
xix.ai
2026 Latest Best Top-rated AI Roleplay Chat Apps for Language Practice, Interview Prep, and Daily Fluency! XIX.AI curates a powerful game-changing collection that offers free vs paid comparison, real-world tests, and updated rankings weekly. These must-try tools help you boost writing skills, overcome fluency challenges, and improve communication efficiency across all daily scenarios. Explore now to discover your perfect tool for language growth!
10 tools
xix.ai
2026 Latest Best Top-rated AI Stem Separation Tools Curated for Remix Production, Sampling Prep, and Karaoke Masters. These powerful game-changing tools offer real-world tests to deliver precise audio isolation, boosting productivity significantly. XIX.AI provides a weekly updated free vs paid comparison guide to help you find the must-try solution that suits your needs. Explore now to unlock your AI edge.
8 tools
xix.ai
2026 Latest Best AI SQL Copilots Ranked Top-Rated! XIX.AI curates a powerful game-changing collection for weekly updated real-world tests. These must-try tools help you generate accurate revenue dashboards, analyze sales funnels, and track product metrics swiftly, boosting productivity massively. Explore now to Discover your perfect tool for data-driven decision making! 238 characters
9 tools
xix.ai
2026 Latest Best Top-Rated AI Melody Writing Tools for Song Drafts! XIX.AI has curated a highly powerful game-changing collection that goes through rigorous real-world tests to deliver the best writing experience. You can find detailed free vs paid comparisons, accurate rankings, and must-try options designed to help you create stunning song drafts effortlessly and boost your creative productivity significantly. Explore now to discover your perfect tool!
8 tools
xix.ai
