Tesla secured a $30 billion credit facility from Citibank and Wells Fargo to fund R&D and mass production of Cybercab, Optimus, and Semi. The company does not plan to draw on these loans in 2026, citing strong liquidity with over $40 billion in cash against $9 billion in liabilities. This financial backing supports Tesla's estimated $25 billion capital expenditure for the year, ensuring robust funding for its autonomous vehicle and robotics initiatives without immediate debt servicing pressure.